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SQT: Mostly about Insurance Issues

July 24, 2015 by growin49_wp

Though I am catching up and I did more writing this week, I’m still feeling incredibly behind. Maybe that is the definition of life as a mom. Without further stalling, here are this week’s Seven Quick Takes.

IMG_1391

~1~

Dietrich participated in a summer reading program at church. Though we have only been here a month and a half, he’s read 15 books (they get a prize for every five books read). Sunday was the end of the program Banana Split party. Madilynn tagged along.

~2~

The “on the day” feature on Facebook took me down memory lane this week with videos of barely four-year-old Dietrich saying prayers and singing songs. This time was bittersweet as the videos were made while Peter was in Turkey.

http://growingupinthelord.com/wp-content/uploads/2015/07/memory-verse.mp4

~3~

I am attempting to write about military life for a submission for a possible upcoming Chicken Soup book. The combination of the videos and remembering Peter boarding a plane when Dietrich was 11 days old really deflated my spirits. I am so thankful he is home with us now.

~4~

Insurance in the military pays everything at 100%. This is a wonderful benefit. I didn’t truly appreciate this benefit until I had to pay for an EpiPen with a copay. Our share of the cost on our insurance was just over $80. I had no idea…

~5~

The military’s insurance program, Tricare, has many rules. Some of these rules are a hassle. Some ended up working to our advantage. For example, when a referral is made, the doctors on base/post are the first choice but they often have limited availability or only see active duty. An additional rule is that when a referral is made, the patient has to be seen by the specialist within a certain number of days. For Tricare, this was in the two-week limit. My point… I’m still impatiently waiting on Madilynn’s referral for an allergist.

~6~

On Monday, I received a call that Dietrich had a follow-up appointment with the urologist. I called them, explained that we had new insurance and I knew nothing about this appointment. They confirmed that I would need a new referral and offered to check that the doctor really needed to see us again – which, of course, he does. I scheduled Dietrich’s seven year well child visit and will continue to wait on referrals. At least the family doctor requested the allergist see both kids at the same time.

~7~

We’ve had some various concerns about Dietrich and possible hearing issues. He passed a hearing screening, proving that he simply chooses not to listen. Having that confirmation might be more irritating than helpful.

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Filed Under: military life, seven quick takes Tagged With: family

Comments

  1. Jenny @ Unremarkable Files says

    July 24, 2015 at 8:44 pm

    The first time I went to get an Epipen for my daughter and was charged $25, I was like WHAT? We only have an $8 copay for every other Rx! I mentioned this to the pharmacist and she was like, “$25? You’re lucky! A lot of people have to pay $100!”
    Jenny @ Unremarkable Files recently posted…7 Quick Takes about Looking Awesome, Highbrow Entertainment, and a New Addition to the FamilyMy Profile

    • growin49_wp says

      July 25, 2015 at 12:20 pm

      The pharmacist did graciously double check the price for me. The preacher and his wife (also former military) commiserated with me on the cost. I still don’t think I’m over the “Culture shock” of this experience. Make no mistake, the military is a different culture. Nothing proves it like medical expenses/care.

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